Loans
Auto Loans*
| APR as low as* | 4.25% |
|---|
Payment Example: A loan of $25,000 at 4.25% APR over a 5 year term would have monthly payments of approximately $463.23
Personal Loans*
| APR as low as* | 6.75% |
|---|
Payment Example: A loan of $5,000 at 7.75% APR over a 3 year term would have monthly payments of approximately $156.15
Bill Consolidation Loans*
| APR as low as* | 8.75% |
|---|
Payment Example: A loan of $5,000 at 9.75% APR over a 3 year term would have monthly payments of approximately $160.81
Share Loans*
| Type of Loan | APR as low as* |
|---|---|
| 100% Share | 2.50% |
| 50% Share | 4.75% |
| Share Certificate | Share Certificate Dividend Rate + 2.00% |
Payment Example: A 100% share loan of $10,000 at 4.00% APR over a 5 year term would have monthly payments of approximately $184.20
Overdraft Protection*
| APR as low as* | 9.25% |
|---|
No more bounced checks. Advances are taken in $100.00 increments. Your monthly minimum payment will be 3.00% of the previous month's outstanding balance due, with a minimum of $25.00. Your monthly payment will be due on the 27th of each month.
**Rates may vary based on individual creditworthiness. No participation fee required to open Overdraft Protection.
Credit Card*
| VISA® Classic | APR as low as 7.99%* |
|---|
*Rates are effective as of 04/01/2019. Rates, terms and conditions are subject to change at any time without prior notice. All loans are subject to credit approval.
**Rates may vary based on individual creditworthiness.
Mortgages - Owner/Occupant
| Fixed Rate Term | Rates & Conditions |
|---|---|
| 10 Year | Please call our Loan Department at (808) 871-7705 for current rates and details. |
| 12 Year | Please call our Loan Department at (808) 871-7705 for current rates and details. |
| 15 Year | Please call our Loan Department at (808) 871-7705 for current rates and details. |
| 30 Year | Please call our Loan Department at (808) 871-7705 for current rates and details. |
Investor Mortgages
| Mortgage Type | Rates & Conditions |
|---|---|
| Balloon Mortgages | Please call our Loan Department at (808) 871-7705 for current rates and details. |
| Vacant Land Mortgages | Please call our Loan Department at (808) 871-7705 for current rates and details. |
Home Equity Line of Credit (HELOC)
| Type | Variable Rate APR* |
|---|---|
| Owner/Occupant | 6.00% |
| Investor | 9.00% |
Our HELOCs are open-end lines of credit with a variable interest rate that adjusts annually on the 1st of each July.
*Rates are effective as of 07/01/2023. Rates, terms and conditions are subject to change at any time without prior notice. All loans are subject to credit approval.