Loans 

Auto Loans*

APR as low as** 2.75%

Payment Example: A loan of $25,000 at 3.75% APR over a 5 year term would have monthly payments of approximately $457.66

Personal Loans*

APR as low as** 6.75%

Payment Example: A loan of $5,000 at 7.75% APR over a 3 year term would have monthly payments of approximately $156.15

Bill Consolidation Loans*

APR as low as** 8.75%

Payment Example: A loan of $5,000 at 9.75% APR over a 3 year term would have monthly payments of approximately $160.81

Share Loans*

Type of Loan APR as low as
100% Share 2.50%
50% Share 4.75%
Share Certificate Share Certificate Dividend Rate + 2.00%

Payment Example: A 100% share loan of $10,000 at 4.00% APR over a 5 year term would have monthly payments of approximately $184.20

Overdraft Protection*

APR as low as** 9.25%

Advances are taken in $100.00 increments. Your monthly minimum payment will be 3.00% of the previous month's outstanding balance due, with a minimum of $25.00. Your monthly payment will be due on the 27th of each month.

Credit Card*

VISA® Classic APR as low as 7.99%**
  • Click here to Apply for a VISA® Credit Card Online

  • Click here for a Printable VISA® Credit Card Application

  • Click here for our Credit Card Disclosure

*Rates are effective as of 04/01/2019. Rates, terms and conditions are subject to change at any time without prior notice. All loans are subject to credit approval.
**Rates may vary based on individual creditworthiness.

Conventional Mortgages - Owner/Occupant

Fixed Rate Term Rates & Conditions
10 Year Please call our Loan Department for current rates and details.
12 Year Please call our Loan Department for current rates and details.
15 Year Please call our Loan Department for current rates and details.
30 Year Please call our Loan Department for current rates and details.

Investor Mortgages

Mortgage Type Rates & Conditions
Balloon Mortgages Please call our Loan Department for current rates and details.
Vacant Land Mortgages Please call our Loan Department for current rates and details.

Home Equity Line of Credit (HELOC)

Type Variable Rate APR*
Owner/Occupant 4.625%
Investor 7.00%

Our HELOCs are open-end lines of credit with a variable interest rate that adjusts annually on the 1st of each July.

  • Click here for our HELOC Early Disclosure - Owner/Occupant

  • Click here for our HELOC Early Disclosure - Investor


*Rates are effective as of 07/01/2018. Rates, terms and conditions are subject to change at any time without prior notice. All loans are subject to credit approval.