Loans 

Auto Loans

• APR as low as *4.25%

Payment Example: A loan of $25,000 at 4.25% APR* over a 5-year term would have monthly payments of approximately $463.23

Personal Loans

• APR as low as *6.75%

Payment Example: A loan of $5,000 at 7.75% APR* over a 3-year term would have monthly payments of approximately $156.15

Bill Consolidation Loans

• APR as low as *8.75%

Payment Example: A loan of $5,000 at 9.75% APR* over a 3-year term would have monthly payments of approximately $160.81

Share Loans

Payment Example: A 100% share loan of $10,000 at 4.00% APR* over a 5-year term would have monthly payments of approximately $184.20

Overdraft Protection

• APR as low as*9.25%

No more bounced checks. Advances are taken in $100.00 increments. Your monthly minimum payment will be 3.00% of the previous month's outstanding balance due, with a minimum of $25.00. Your monthly payment will be due on the 27th of each month.

**Rates may vary based on individual creditworthiness. No participation fee required to open Overdraft Protection.

Credit Card

• VISA® Classic: APR as low as 7.99%*

*Rates are effective as of 07/01/2025. Rates, terms and conditions are subject to change at any time without prior notice. All loans are subject to credit approval.
**Rates may vary based on individual creditworthiness.

Mortgages - Owner/Occupant

• 10 Year

• 12 Year

• 15 Year

• 30 Year

Please call our Loan Department at (808) 871-7705 for current rates and details.

Investor Mortgages

• Balloon Mortgages

• Vacant Land Mortgages

Please call our Loan Department at (808) 871-7705 for current rates and details.

Home Equity Line of Credit (HELOC)

Our HELOCs are open-end lines of credit with a variable interest rate that adjusts annually on the 1st of each July.

*Rates are effective as of 07/01/2025. Rates, terms and conditions are subject to change at any time without prior notice. All loans are subject to credit approval.