Overdraft Line of Credit Rates 


Loan Type Condition Daily Periodic Rate APR*
Overdraft Protection Up to $10,000 0.025342% - 0.039726% 9.25%-14.50%

FOR RATES SHOWN AS A RANGE: The Annual Percentage Rate (APR) you receive will be within the range disclosed and is based on your individual creditworthiness. Please ask us about the rate for which you qualify.

OTHER CHARGES: If the credit union does not receive the full amount of your minimum monthly payment within fifteen (15) days of the due date of that payment, you will have to pay a late charge of 5% of the unpaid minimum monthly payment amount, with a minimum of $5.00.

MONTHLY MINIMUM PAYMENT: Your monthly minimum payment will be 3% of the previous month's outstanding balance due, with a minimum of $25.00. You must make at least the minimum payment by the 27th of each month.

COLLECTION COSTS: You promise to pay all costs of collecting the amount you owe under this agreement including court costs and reasonable attorney's fees.