Savings Rates

[ Savings Type Descriptions ] 

Type/Term	Annual Percentage Yield	Minimum   Opening Balance	Minimum Balance Required
Regular Share	0.25%	$50.00	$50.00
Christmas Share	0.30%	$5.00	$5.00
Share Draft	0.10%	$20.00	$20.00
Share  Certificate
6 Month	0.30%	$1,000	$1,000
1 Year	0.45%	$1,000	$1,000
2 Year	0.70%	$1,000	$1,000
3 Year	0.80%	$1,000	$1,000
5 Year	1.00%	$1,000	$1,000

 

Rates are as of 04/09/13 and are subject to change without prior notice.  To get the most current information, call us at 871-7705. 

For Regular Share and Share Draft accounts, dividends are compounded and credited monthly. The annual percentage yields may change monthly as determined by the Credit Union's Board of Directors.  The annual percentage yields are the prospective yields that the Credit Union anticipates paying for the applicable dividend period. 

For Christmas Share accounts, dividends are compounded and credited annually. The annual percentage yield may change annually as determined by the Credit Union's Board of Directors.  The annual percentage yield is the prospective yield that the Credit Union anticipates paying for the applicable dividend period. 

For Share Certificates, dividends are compounded and credited monthly.  The annual percentage yield is fixed and will be in effect for the term of the account.  The annual percentage yield is based on an assumption that dividends will remain on deposit until maturity.  A withdrawal of dividends will reduce earnings.  A penalty for early withdrawal may be imposed for Share Certificates.  

For all savings types, fees could reduce earnings on an account (click here for Fee Schedule).

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This Credit Union is federally-insured by the National Credit Union Administration