Kahului Federal Credit Union
Home Banking Login Apply for a Loan Visa Credit Card Login


Become a Member
About Us
Savings Products
Loan Products
Privacy Notice
Contact Us

Kahului Federal Credit Union
25 W Kamehameha Ave
Kahului, HI 96732-2240

Open Monday - Friday
8:30 a.m. - 5:00 p.m.

Phone: (808) 871-7705
Fax: (808) 877-4093
Email: info@kahuluifcu.com

R&T Number:
Audio Response:
(800) 789-4398
Home Banking Assistance:
(808) 871-7705
Visa Credit Card:
(800) 322-8472
Scorecard® Rewards:
(800) 854-0790
Scorecard® Travel Services:
(855) 483-5005


Loan Products


Click here for loan rates
Click here to apply for a loan or Visa credit card online
 Click here for a printable personal loan application form
Click here for a printable Visa Credit Card application form
Click here to see Visa Credit Card agreement

  Subject to credit approval.  Certain conditions may apply. Terms and conditions subject to change without notice.  Please call the credit union for details.



New Auto 

You deserve that new car!  We finance brand-new vehicles and demo vehicles with an odometer reading of less than 1,500 miles.  Repayment terms range from 3 years (to give you the lowest possible interest rate) up through 7 years (to make that monthly payment more affordable).  100% financing is available.

Used Auto Whether purchasing a used vehicle from a car dealership or a private owner, we can help you.  Depending on your qualifications, we finance used vehicles up to 10 years old.  We also offer a "no down payment" option
Personal Loans

Consolidate bills, go on that cruise you always dreamed of, give your daughter that once-in-a-lifetime wedding celebration....we can finance these for you!  Maximum loan amount is $25,000 for up to 72 months.  Minimum loan amount is $500.

100% Share Loan

If you have available funds in your regular share account and pledge an amount equal to 100% of what you want to borrow, we can have your loan ready for pick up right away.  Call us with the details then drop by the office to pick up your loan proceeds.  It's quick and convenient.

50% Share Loan

For a 50% share loan, you are pledging available funds in your regular share account equal to 50% of what you borrow.  This partially secured loan is subject to credit approval.

Share Certificate Loan

Use your Kahului FCU share certificate as collateral on this loan to get a very low interest rate.  Just like the 100% Share Loan, loan proceeds are available for pick up right away.  The maturity date of the loan will be the same as the maturity date of the certificate. .

Overdraft Line of Credit This line of credit ranges from $500 up to $5,000, and is tied to your share draft (checking) account.  If your share draft account becomes overdrawn, funds will be transferred from this line in $100 increments to cover your drafts.
Home Equity Line of Credit 

This line of credit, which secures your residential property, is a great way to pay for the things that you want, not to mention those unexpected expenses.  Take advances from the line up to your approved credit limit.  Pay finance charges only on the outstanding balance.  The interest rate is variable and adjusts once a year, every July 1st.  CURRENT PROMOTION:  If you take a draw of at least $10,000 within 2 weeks of closing and keep the line of credit open for at least one year, the credit union will pay for all normal closing costs! 

Mortgage Loans

We offer a variety of first mortgage loans on improved residential property located in the State of Hawaii for owner-occupants and investors.  Interest rates are fixed and terms vary.  For more information on our wide product line and to determine which one suits your needs, please call us at 871-7705 and ask for our loan department. 

Visa Credit Card Our Visa Classic credit card is a must-have for your wallet.  There is NO ANNUAL FEE.  Earn Scorecard® bonus points when you use your card for purchase transactions and redeem them for name-brand merchandise or travel expenses such as airfare and hotel accomodations.  For eligible cardholders, we provide up to $250,000 in travel accident insurance when fares are purchased using the credit card.  And sign up for free 24-hour online access to your account information at eZCardInfo.com.  You can view statements, create alerts, see pending transactions, download information to financial software, and much more!  Click here to see a demo of how the site works.  If you have a smart phone, download the free SecurLOCK Equip app from the App Store or Google Play.  This app helps you to keep your credit card safe by allowing you to monitor transaction activity, receive notifications, and much more.  Click on SecurLOCK Equip for more information.





[ Home | Become a Member | Rates | About Us | Savings Products | Loan Products | Services | Contact Us ]

Notices, Terms, and Conditions | Design & Hosting by Harland Financial Solutions, Inc.
Browser Requirements | Copyright © Harland Financial Solutions, Inc. All Rights Reserved.

Equal Housing Lender This Credit Union is federally-insured by the National Credit Union Administration